Pre-screen key balance sheet ratios before applying for commercial bank mortgages or EnterpriseSG EFS-FA loan schemes.
⚠️ Illustrative example only. The figures below belong to a sample company, not you. They show how the assessment works — they are not a result, and do not reflect your business. Your actual position can only be determined through an individual review of your own financials.
📝 Step 1: Preliminary Financial Inputs (Sample Company — Not Your Data)
Property Target Price ($)
6,700,000
Annual Revenue ($)
5,000,000
Net Operating Profit / EBITDA ($)
600,000
Existing Annual Debt Servicing ($)
120,000
* Note on baseline calculations: liquidity & gearing metrics incorporate standard SME working capital assumptions (15% cash buffer, trade liabilities baseline). Commercial bank underwriting requires audited balance sheet diagnostic checks.
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